Categories: Personal

Give Us a Call Before You Hit the Road in Your Motorhome or RV

You may have home insurance, and auto insurance, but is your motorhome properly covered? Let’s make sure you have the right protections in place before you set off on that epic road trip.

Liability insurance? It’s the law.

In most states, it’s the law that you have at least liability insurance for your RV. Our liability coverage includes:

Injuries and property damage you’re responsible for
Personal injury/medical payments if you get hurt in an accident
Adaptable limits and deductibles so you can tailor coverage anywhere from the minimum required by your state to a full protection to your assets

Insurance for parts, personal belongings and more

Insurance for your motorhome’s parts is available under multiple coverages. Most of these include protection for your personal belongings contained within the vehicle, as well:

Collision coverage if your RV gets into an accident
Comprehensive coverage for theft, vandalism, fire or weather-related incidents
Underinsured/uninsured motorist coverage in case the other driver doesn’t have any or enough insurance
Customization coverage for after-market upgrades that change the performance or appearance of the vehicle

We’ve got you covered

We insure all types of RVs, including:

Travel trailer for nonmotorized RVs
Motorhome for Classes A, B and C
Pop-up camper for campers that collapse and are towed behind your vehicle
Slide-on camper for RVs that slide onto the bed of a truck
Fifth-wheel trailer for travel trailers that mount onto the bed of a pickup truck

Additional coverage options:

Roadside assistance insurance to cover your expenses if you break down away from home, including towing, meals and lodging
Vacation liability insurance to cover you if someone is injured at your campsite or vacation property
Total loss replacement to replace your RV or trailer with the same model or later if there’s a covered loss
International travel for trips that cross U.S. borders

Ways to save

Our full-time insurance covers your motorhome if you decide to live in it year-round. For your property, you’ll get additional coverage that’s similar to a homeowners policy.
We also offer discounts for safe drivers, defensive driving classes, anti-theft and safety devices, and multiple vehicles insured with us.